Terms & Conditions

Last Updated: July 2026

1. Acceptance of Terms

By accessing and using the Hemang Corporate website and services, you accept and agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not use our services.

2. Services Description

Hemang Corporate is an insurance advisory service that helps customers compare and choose appropriate insurance policies from various insurance providers. We act as an intermediary between customers and insurance companies.

• We provide insurance quotes and policy recommendations
• We assist in the policy application process
• We offer claim assistance and support
• We do not underwrite or issue insurance policies directly

3. User Responsibilities

By using our services, you agree to:

• Provide accurate and complete information when filling out forms
• Keep your account information confidential
• Use our services only for lawful purposes
• Not attempt to gain unauthorized access to our systems
• Not use our services for any fraudulent or malicious activities

4. Insurance Policies

Important Disclaimer: Hemang Corporate is an insurance advisor, not an insurance company. We do not guarantee policy approvals, claim settlements, or coverage amounts. All insurance policies are subject to the terms and conditions of the respective insurance providers.

• Policy availability depends on eligibility criteria set by insurance companies
• Premium amounts are subject to change based on various factors
• Coverage details are determined by the insurance provider, not Hemang Corporate
• Claim decisions are made solely by the insurance company

5. Fees and Charges

Our advisory services are provided free of charge to customers. We may receive commissions from insurance providers for policies sold through our recommendations. There are no hidden fees or charges for using our services.

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Hemang Corporate and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

7. Limitation of Liability

Hemang Corporate shall not be liable for:

• Any loss or damage arising from insurance policy decisions
• Delays or failures in insurance processing by third-party providers
• Inaccuracies in information provided by insurance companies
• Any indirect, incidental, or consequential damages

8. Indemnification

You agree to indemnify and hold harmless Hemang Corporate, its officers, directors, employees, and agents from any claims, losses, damages, liabilities, and expenses arising out of your use of our services or violation of these terms.

9. Privacy

Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding your personal information.

10. Modifications

We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting on this page. Your continued use of our services after any modifications constitutes acceptance of the updated terms.

11. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in India.

12. Contact Us

If you have any questions about these Terms & Conditions, please contact us at:

Email: support@hemangcorporate.in